Under A No Win No Fee Scheme Insurers Have To Split The Money They Pay Out  Between You, Your Solicitor And Insurers of the No Win No Fee Scheme. Imagine If Insurers Only Had To Pay Your Compensation How Much Extra Cash This Could Be For You!

From the desk of: Patrick Jones

Friday 12th  October 2009.

Dear Personal Injury Victim,

If you have been involved in a personal injury accident which was not your fault then you will want to know about the compensation to which you are entitled.

Don’t think for one minute that insurers are voluntarily paying out the maximum compensation to you for your personal injury. Far from it. In fact insurers on average pay out substantially less than than you are entitled to receive.

In some cases claimants receive  less than fifty percent of the compensation to which they are entitled.

How do I know this to be true? The fact of the matter is that I have worked as a Claims Handler for various insurers and have personally settled thousands of claims in my 25 plus years experience.

I even worked for a large super-market who handled their own personal injury claims internally for slip and trip incidents in their supermarkets. Their policy was to pay out a few hundred pounds to the victims and in some cases just offer them some vouchers to use in the super-market with a bunch of flowers and an apology.

Whilst that may be OK with some claimants it is not acceptable for the majority of personal injury victims. And rightly so under current British Law.

But exactly how much compensation are you really entitled to receive? And can you do anything to  increase your compensation? What if you do not have a personal injury solicitor- what options are available to you?

That is what I want to discuss with you in this letter.

Is the No Win No Fee Scheme Right For You?

I know you’ve probably seen and heard a lot about the ‘no win no fee’ claim. The promise goes something like  this -‘win and keep 100% of your compensation today. And you don’t pay a single penny for our fees etc, etc…’

Having worked as a personal injury claims specialist with large insurance companies for over 25 years, I can assure you that the above statement is not strictly true.

There is some element of truth in the statement and that is why personal injury claim lawyers can get away with making it the centre piece of their marketing campaign. So what is the truth?

What If  A Solicitor Does Not Take On Your Case?

If you are a victim of a personal injury accident what is it you want your solicitor to do for you? Well, you want him to seek compensation for you, don’t you? So one of the first things he will do is to obtain full details of the accident circumstances from you and details of any witnesses to the accident. He has to consider all the evidence to determine whose fault it was for the accident. That’s fair enough but it’s from here that it gets interesting.

If the accident circumstances indicate that the other party was 100% to blame then your solicitor will take the case on and offer you a ‘no win no fee’ contract for dealing with your claim. An example here might be where another motorist runs into the back of your stationary vehicle  and you suffer a whiplash injury.

If your chances of successfully winning your personal injury insurance claim is less than 100% as above some solicitors will refuse to take on your claim. An example might be a head-on collision on a narrow country lane where neither driver attempted to allow for clearance of the other vehicle. Or the accident happened on a bend and both drivers were caught unawares of the other’s presence before the collision.

In either of these last two examples there could be a dispute over liability for the accident. At best both sides insurers may agree settlement on a 50/50 basis which means that liability will have to be  apportioned equally between both drivers.

Most solicitors would decline to offer you a ‘no win no fee’ contract in these circumstances. So the no win no fee claim so blatantly advertised is only designed to cover those people with a high to certain probability of success with their personal injury accident claim.

Who Covers The Cost of No Win No Fee?

And to further protect themselves solicitors will ask you to sign what is known as a ‘conditional fee’ agreement. This is essentially to say that if they got it wrong about your prospects of winning your claim that you will be personally liable to pay their costs. To help you to meet their costs in such eventuality you are required to sign up and pay for an ‘after the event’  insurance policy which can work out to be very expensive for you.

So whilst the policy will pay out if you lose your case or fail to recover 100% compensation the whole scheme  is a scandal. You pay for an insurance policy to cover you in case you lose when the chances of success were assessed at 100% as in the first scenario above. You pay more in premiums if the risk of losing your case is less than 100%. If your chance of winning is 50% or below you may not be able to get solicitors to take on your claim.

Even if you do win compensation solicitors have a first claim against any insurance  payout to cover expenses as a result of you signing  the ‘contingency fee’ agreement. It is not unknown for the whole of the personal injury claim settlement to be used to pay solicitors expenses and the claimant is still left out of pocket for further un-recovered expenses from solicitors. So the whole no win no fee personal injury claim uk system is a sham and is geared to cover solicitors rather than it being a benefit for claimants.

And what about those claimants who fail to get ‘no win no fee’ cover? But most personal injury claim solicitors continue to feed the no win no fee sham to the public in reliance of their ignorance of the true facts.

So what if I made you an offer that removes that risk for you and deliver a cost effective method to get your claim settled? Would it be worth your time? Would you not take advantage of this option which can achieve similar or better results to those offered by a personal injury claim solicitor without any of the risks as to costs? Of course you would so let me move on to reveal this offer to you.

I Hold Your Hands And Show You The Buttons To Push

• You see what I have on offer is not exactly a new invention as such. It will involve some of your time and some sweat equity. But the rewards are well worth the effort.
• I give you the exact wording for an initial letter of claim for you to fill in with just some minor tweaks to fit your own circumstances.
• I show you where the insurers achilles heal is and how to bring them to their knees. I reveal most of insurers fall back positions for you so that you are able to force them to consider making you an offer of settlement where otherwise they would have declined your claim.
• I help you to twist their arms high up behind their backs whilst on their knees into a submission position to get you the highest level of compensation. Even in apparently hopeless cases that personal injury claim lawyers would long have dropped like a hot potato I show you how to squeeze out some cash from insurers to make the effort worth your while.
• You will not get this type of hold your hand direction from anyone else out there. And it would take much time and skill extracting this information from insurance law books that solicitors charge a fortune for. A fortune that you could well end up contributing to even if you are successful in obtaining compensation for your personal injury claim.

I Show You How To Get More Compensation And Get It  Quickly

You need to get your claim settled fast and without hassle. But more importantly you want the maximum compensation for your injuries. But here is the problem. The insurance or personal injury claim company wants to keep claims costs as low as possible.

And if that was not bad enough an instructed solicitor will want to get your case off his books to make way for the next client. He is running a conveyor belt system where the more clients on his book the more profits for his firm.

So your best interests may be compromised in these circumstances. In other words you may not be getting the best results for your injury. This is the case where your injuries may be minor but nevertheless painful and inconvenient. The amount of costs your solicitor may be able to recover in these cases may be limited to fixed costs and disbursements.

So the effort expended by a solicitor is proportionate to the amount he expects to earn in costs. But there are ways to ensure you receive the maximum payout. And one of the ways to do that is to know exactly what items to claim. Besides the claim for injuries known as damages there is potentially more to be claimed for special damages which we discuss below.

I Show You How To Avoid The Risk of Expensive Solicitors Costs

We have already touched on some of the problems with no win no fee cases in this letter. If you are the victim of a personal injury accident you may not have the financial resources to engage a personal injury solicitor to fight your corner for you. You have to take into account the upfront costs of a no win no fee insurance policy. In fact you may not even know a good personal injury solicitor to instruct so you end up having to pick a solicitor at random from your Yellow Pages or one you see in a television advert.

You have no idea of the service you will receive or even if they are any good. But somehow you now find yourself entrusting something of a major and immediate concern in your life to complete strangers. I could go on but I think you get the picture.

So What Are Your Available Options?

So what are the available options out there for you to take advantage of. Well, as I mentioned above most people go to a personal injury solicitor. There are enough of them advertising on television and in the papers pushing the ‘no win no fee’ claim.

You could opt for one of those. The choice is yours. And I wouldn’t want to stop you if that is what you would prefer to do. In fact I firmly believe that this may be the only suitable option for some people.

The other main alternative is to get on the phone to insurer yourself or throw up a few heated letters to them if they do not settle up as you would like. In the process you will most likely receive advice from friends, family and everyone else and his dog who have never had an accident or made a claim for compensation in their lives.

What else is there? Let’s see. You could go to the library and do some heavy research or get on the internet to find some information to help you understand personal injury claims. Somehow, I can only see a few overly determined individuals doing this. Most likely you fall into the group of average claimant and just want the most cost effective solution for your problems.

Introducing The Personal Injury Claims Guide For DIY Claimants

The solution I think best addresses the above problems is to be found in the ‘Personal Injury Claims Guide for DIY Claimants.’ This invaluable guide is based on my personal experience handling personal injury claims over 25 years.

So here is some of what I am offering you in the ‘Personal Injury Claims Guide for DIY Claimants’.

• You receive a content laiden no fluff downloadable e-book of about 50 pages of step by step guide to handling your own personal injury claim. That means you can have the information immediately without having to leave the comfort of your home and computer.
• The book is of a length to make it easily readable in one sitting so it does not take up all your time. You can go back to it as often as you need as you can print out or save a copy to the hard drive of your computer.
• I let you know what are the first things you must do after an accident. If you have not yet put these into action you may still have time to do so depending on how long ago you had your accident.
• I introduce you to some insurance jargon to make you familiar with the language insurers use to confuse you.
• I reveal several tactics and strategies used by insurers to defeat your claim and how to overcome them.
• I show you how to take even a weak case and recover some compensation from insurers.
• I give you a ‘FREE’ bonus book in which I unearth for you all the delay tactics and more referred to in the main guide.
• I show you how your solicitor deals with your claim which may not be in your best interest.
• I reveal the relationship between solicitors and insurer and the impact of this on your claim and how to overcome these hurdles
• I reveal and show you tactics and strategies which allows you to demand higher levels of compensation than the average personal injury claim or even what a solicitor may claim for you. I show you how to twist insurers arms to make them comply with your demand for a higher settlement.
• I show you how to bypass inexperienced claims negotiators and get the more experienced claims handlers to love you and deal with your personal injury claim compensation promptly.
• I show you when to cut your losses when your claim becomes hopeless due to further evidence supporting the other party in the accident. Even in these circumstances I show you how to force insurers to pay something to you.
• I show you proper file management techniques for when you are for example on the phone to insurers and need information quickly.
• In the book I deliver the promises I make leaving you in no doubt as to how to go about getting your claim settled for the highest personal injury claim amounts.
• I show and reveal to you items of claim to include that most personal injury victims never even heard of. This information alone could double your personal injury claim amount most people would normally settle  for and which insurers would not want you to know about or  your solicitor may not reveal to you.
• You also get automatically subscribed to our monthly newsletter which brings you up to speed with the latest developments in personal injury claims.
• And much more than can be covered in this letter.

There are undoubtedly many books out there dealing with personal injury claims but none of them address the needs of the individual claimant in the way this book does.

In writing this book I am draw upon experience gained from negotiating with solicitors and other professionals and also the thousands of claims letters directly from individuals whose claims I personally dealt with and see how very little claimants know about how and what to claim.

I see your individual needs and feel your pain which is not something other books address some of which just deal with legal theories not based on any real individual experiences.

Take Action Today Before Offer Closes

So now that you know the incredible offer available to you I urge you to get this unfair advantage today whilst it is still available. Remember, you are not exposing yourself to the risks of being responsible for solicitors costs.

You are in full control of your claim at all times and when your compensation cheque arrives on your door-step it will be for the full amount of your claim.

This is not a hollow promise like the ‘no win no fee’ mantra you so often hear. There is no solicitor or middleman standing between you and your compensation cheque so they can hold onto it. This is what solicitors do until they receive the full amount of their costs from insurers or even from your compensation.

If your solicitor is unable to recover his full costs from insurers due to some challenge over the time spent on the case or unreasonable expense incurred then where do you think the money comes from to cover the shortfall. That’s right – your compensation.

I can’t tell you how gratifying the feeling is going to be for you to negotiate and receive your cheque in compensation for your own claim. You have to experience it for yourself. And the Personal Injury Claims Guide for DIY Claimants is going to help you to achieve this.

All you have to do is order your own personal copy today. And remember, an opportunity delayed is an opportunity lost. So, go now to this link whilst you can – ‘Personal Injury Claims Guide for DIY Claimants’.

Here Are Some Bonuses To Sweeten The Deal

Bonus #1 - ($19.97 value)

Special Bonus Report

A special bonus report titled ‘A Whiplash Injury ’.

Bonus #2 - ( $14.99 value)

The 48 Hour Personal Injury Report

Bonus #3 - ($14.99 value)

Quick Tips Guide

Her Is A Quick Recap of What You Receive

So here again are some of the benefits you get from having your own copy of the ‘Personal Injury Claims Guide for DIY Claimants’.

• you save yourself the potential risks of costs from solicitors.
• you have control over your own claim from beginning to end.
• you decide how much compensation to accept in respect of your claim, not a solicitor.
• you receive easy to follow claims tactics and strategies.
• you will be able to claim for certain expenses not just for your injury
• in a successful claim you get the settlement cheque made payable to you
• you save on any initial expenses in setting up your claim, such as ‘no win no fee’ insurance which can be very expensive.
• you avoid the cost of even getting your own medical report which insurers will obtain
• you have the option to instruct a solicitor at any point during the claim process should you so choose.
• You become automatically subscribed to our newsletter
• this book benefit both claimants and claims practitioners depending on which group you fall into.

Remember you won’t find a similar guide anywhere else. This guide is no theoretical text-book on the subject of personal injury claims. It is based on practical experience gained in over 25 years working as a personal injury specialist.

You gain the benefits of the skills I honed in areas such as motor accidents, employers’ liability, public liability and property damage high value claims working for the large UK insurers.

You will re-call those solicitors I mentioned early on pushing ‘no win no fee’ claims. I received and handled those claims on a daily basis so I know a thing or two about when to pay out and when to decline a claim. This is the type of invaluable insights you will gain that is not available elsewhere in the personal injury market-place.

You would have thought that this type of ‘how to education’ is not affordable or within the reach of ordinary claimants. And you may be right. With the loss of legal aid it is now the case that access to justice is limited to the rich and the very poor in our society.

So when an opportunity like this is offered at the headline price or less as in this case, it is in your interest to grab it with both hands.

You may therefore be wondering whether there is a catch. I can assure you there is no catch. You get what you see offered here with a guarantee below which removes all the risks to you and places it on me. I can’t make this opportunity any easier for you.

So How Much Will This Cost You?

You already know the price point for this product is under $75. But how much is the value of the information to you? I could say priceless. However, that does not give you a real feel for the value of the guide versus the cost to you.

I can tell you straight up that even at $75 this would represents a drop in the ocean when you consider that a successful claim settlement will repay this cost several times over. So go to the order page now and you will be pleasantly surprised at how much value I am delivering to you today.

However, I cannot maintain this price for too long so before the price goes up make sure to secure your copy and let those who come later after you pay the increased price.

My Special Guarantee For You.

I don’t know about you but if I bought some book to read I wouldn’t wait 56 days before picking it up. Why 56 days? Because I am allowing you almost 8 weeks to decide whether you feel that I have delivered on my promises in the Personal Injury Claims Guide for DIY Claimants.

If you don’t like the guide for any reason during this time just ask for a full refund of your money. You won’t be asked to provide any reasons for your decision to ask for a refund either. Your money will just be returned to you, no questions asked. So there is no risk to you whatsoever, I am taking all the risks in this case.

How To Order

Click on the link below. This will take you to a link that says ‘CLICK HERE TO PURCHASE’. When you click that link you will be taken to a Clickbank Order Page. Just enter your credit card details and follow the instructions. You can also pay by PayPal if you prefer. Both PayPal and Clickbank are independent banks that will process your payment. I do not get any information about your credit card details which is dealt with safely and securely by these banks.

Upon clearance of your payment you will receive details for immediate download of your purchase. You can cancel payment at any time during or after completion of the transaction if for any reason you change your mind. You will get an immediate refund from Clickbank or PayPal depending on which one you use to process the payment.

So don’t let the ink dry on this page. Order your copy today and a fully downloadable PDF copy of the ‘Personal Injury Claims Guide for DIY Claimants’ will be delivered instantly to your computer for you to consume immediately.

If for any reason you fail to receive the item purchased you can either ask Clickbank or PayPal for an immediate refund or re-credit of your card. Or you can send me an email at support@personalinjuryclaimsguide.com with evidence of your purchase so that I can investigate this for you and, subject to the outcome of those enquiries send you a further copy of the purchased item. I can’t be any fairer than this. So go now to the link above or below and place your order today.

To Your Success

Patrick Jones

PS
Remember you are getting the ‘Personal Injury Claims Guide for DIY Claimants’ as an immediate downloadable ebook. You also get our Special Report and two further Bonus Reports.

PPS
The offer is of course time-sensitive. So take advantage of the low price and excellent guarantee and order your copy today. You may not see this offer again if you leave this page and return later. Order your copy now at this link – ‘Personal Injury Claims Guide for DIY Claimants’.

PPPS

You save on solicitors costs when you order the Personal Injury Claims Guide for DIY Claimants. You are also not exposing yourself to the risk of having to pay solicitors costs or losing all your compensation under a ‘no win no fee’ arrangement.

PPPPS

Download your personal copy today of the Personal Injury Claims Guide for DIY Claimants and see for yourself if this is not the best investment you made for a long time.

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